HAPPY NEW YEAR! With 2010 behind us, we are gearing-up for a warm-up in aviation this year. As the economy strengthens in other areas and buyer confidence continues to return, we are preparing for more interested buyers returning to the market. If you are one of the lucky buyers, we have put together the ABCs of financing an aircraft to start-off 2011:
1. Available – Money is available: Despite tightening credit 
standards and a small constriction in terms of programs available for aircraft loans over the past few years, there is still plenty of money available for aircraft buyers. We have seen lender appetite increase quite a bit in the past few months for good, quality loans.
2. BUT … underlying rates have increased: Over the past 30 days, the rates that we base aircraft lending off of (longer-term treasuries) have gone up substantially – in some cases, 70 to 100 basis points. We have not seen a shift in our rates yet; however, if these increases continue, a bump-up is on the horizon. Apply today and lock-in a pre-approval to hold your interest-rate for up to 30 days.
3. Cheap – rates are still low for now: With the lowest rates we have seen in years, the ability to lock these low rates for up to 20 years, and increases looming if the current underlying rate-trend continues, now is a great time to finance! In addition, aircraft values are bottoming out – jump in now and get a great deal all around!
We can’t predict the future in terms of where the rate and aircraft value markets will go next, but it doesn’t get much better than this…. so WHY WAIT? It’s a new year and a new attitude is afoot among buyers – let’s Get Flying!
The Business of Aircraft Financing 